Free Guide
Everything you need to buy your first home
The Home Buyer's Guide walks you through every step — from your first budget conversation to picking up the keys — so nothing catches you off guard.
- How much you can actually afford
- Every cost beyond the purchase price
- A step-by-step timeline from offer to closing
What's Inside
A chapter for every step
Budgeting & affordability
What lenders actually look at, and how much home that really buys you.
Down payments & closing costs
Every cost beyond the purchase price, laid out line by line.
Getting pre-approved
What to have ready, and how a pre-approval actually strengthens an offer.
From offer to keys
A step-by-step timeline of what happens, and when, between an accepted offer and closing day.
A look inside
Why It Matters
Real answers, not just homework
This isn't generic advice pulled off the internet. It's written by Ottawa brokers, for Ottawa buyers, and it's meant to be read alongside a real conversation with a real person — not instead of one.
- Plain-language explanations, no jargon left unexplained
- Local context — Ottawa land transfer tax, programs and lenders
- Built to be read once and kept for reference through closing
Client Stories
Home buyers like you
“Vince is a known for the service he provides. His professionalism and desire to exceed expectations makes him a good choice when looking for a mortgage agent. I have known Vince for many years and am looking forward to dealing with him when…
C
Chris
“Vince is a rare combination of intelligence, financial acumen, and gregariousness. Vince was helpful and calming through some tumultuous financial times. I recommend Vince highly”
DR
Dr. Ronald
“Vince is a well rounded banking professional who goes above and beyond to exceed his client’s expectations. Vince has a large social network and is well liked by many people. Two years ago, Vince was able to customize a mortgage for me…
E
Edmund
“Given our lengthy personal and business history together, and the stellar job Vince has done for me, I would have no hesitation in recommending Vince. Vince is always positive, energetic and goal oriented and has continuously earned the…
L
Larry
“Vince' laid back, professional approach will give you comfort and piece of mind during the mortgage process. Vince' customer service is unparalleled in the industry and is a wise decision when you are looking for a mortgage…
P
Peter
“Vince is a known for the service he provides. His professionalism and desire to exceed expectations makes him a good choice when looking for a mortgage agent. I have known Vince for many years and am looking forward to dealing with him when…
C
Chris
“Vince is a rare combination of intelligence, financial acumen, and gregariousness. Vince was helpful and calming through some tumultuous financial times. I recommend Vince highly”
DR
Dr. Ronald
“Vince is a well rounded banking professional who goes above and beyond to exceed his client’s expectations. Vince has a large social network and is well liked by many people. Two years ago, Vince was able to customize a mortgage for me…
E
Edmund
“Given our lengthy personal and business history together, and the stellar job Vince has done for me, I would have no hesitation in recommending Vince. Vince is always positive, energetic and goal oriented and has continuously earned the…
L
Larry
“Vince' laid back, professional approach will give you comfort and piece of mind during the mortgage process. Vince' customer service is unparalleled in the industry and is a wise decision when you are looking for a mortgage…
P
Peter
Ready When You Are
Talk to a broker about your next move
Download the Home Buyer's Guide to start discovering mortgage tips.